Third Party Property Damage Claims

Our experienced team are able to assist with all types of TPPD claims either on an investigate and report basis or full cradle to grave. We deal with larger fire, flood, and other claims where several commercial entities may be involved, and where conflicting contract wordings, indemnities and liabilities exist. We also handle large domestic fire and water damage losses. 

The knowledge, ability and experience required to effectively investigate and manage Insurer’s/Policyholder’s exposure to Third Party Claims is crucial to preserve important commercial connections whilst at the same time ensure that all available evidence is obtained in order to mount a thorough defence where the case dictates. Where a liability concession is necessary, we take a proactive analytical and thorough approach ensuring that only recoverable costs and expenses are met.

Commercial third party property damage

Our adjusters have the necessary exposure to the full range of investigating, negotiating and defending TPPD claims; either under a delegated authority mandate or on an instruction led basis.

In the commercial arena, we can attend and coordinate multi party meetings and ADR where representatives from several different parties may be present.We also have experience handling larger fire/flood and other losses where several commercial entities may be involved and where conflicting contract wordings, indemnities and liabilities exist where several contractors may be involved.

At all times we remain aware of the Policy limitations and will always give pragmatic, cost effective advice on the likely exposure level and prospects of successfully defending to trial if necessary. Where compromise settlements are necessary, these will always reflect the risk associated with a court hearing.

Other losses

Aside from commercial and business-to-business matters, the team all have experience of dealing with large domestic fire and water damage losses flowing from the failure of domestic appliances in the home.

The careful use of forensics and other experts are always considered where deemed cost effective.

In addition to experience within the team, we also benefit from access to construction industry professionals when dealing with pricing of repairs and rebuilding costs, delivering cost effective solutions to all concerned.

If you would like to know more, please contact us using the details below. We look forward to hearing from you.